Program Solutions

Networking Event

NEAR MISS

•         Loans up to $3 million (minimum

           $150,000)

•         Credit scores starting at 660
•         Up to 95% LTV/CLTV
•         Owner-occupied, Second homes, and             Investments
•         Non-warrantable condos
•         Interest-only available
•         Cash-out allowed

•         Full doc 1 and 2 Year and Bank                         Statements 24/12 available WVOE                   options available

•         Assets Depletion program available

•         Extended DTI to 55% - See Program               guides


 

Urban Skyline

ALT-A

•         Bankruptcy Chapter 12 - 12 month                   out to settled - Refer to our Guides

•         Loans up to $5 million (minimum

           $100,000)

•         Credit scores starting at 500
•         Up to 95% LTV/CLTV
•         Owner-occupied, Second homes, and             Investments
•         Non-warrantable condos considered
•         Interest-only available
•         Cash-out available

•         Full doc 1 or 2 Years and bank                         statements 24/12 months, asset                       utilization and WVOE program                         available

 

Looking Out of a Skyscaper

ALT SOLUTIONS

•         Loans up to $2 million (minimum

           $100,000)

•         Credit scores starting at 500
•         DTI options up to 55%
•         ARM, Fixed & I/O available
•         Reserves vary on program 3 to 6                       month options
•         Cash-out available – $500,000   

           maximum

•         Documentation types from Full/Alt

•         Foreclosure,Short Sales /DIL,                           Chapter 7/11 options from 24 months              to settled (refer to complete guides)

•         Chapter 13 discharged

 

Business Woman Vision

INVESTOR

•         Loans up to $5 million (minimum

           $75,000)

•         Credit scores starting at 620
•         Chapter 13 - 12 months
•         Chapter 7/11 - 36 months
•         Foreclosure - 36 months
•         Short Sale/DIL - 24 months
•         30, 15, 10/1, 7/1, 5/1, 3/1, & I/O                       available

•         First Time Investor available with                     restrictions

•         Max 80 LTV on purchase meeting                     guides

•         No limit on financed properties                       owned


 

Skyscrapers Above Times Square at Dawn

FOREIGN NATIONAL

•         ITIN, 2nd home, & Investment

•         Loans up to $5 million (minimum

           $75,000)

•         Condos 2-4
•         Max Puchase 75%
•         Owner-occupied, Second homes, and             Investments
•         Flexible options on No                                     Ratio/Standard Doc
•         First Time Investor Options

           available