Where We Lend
Mortgage Assurance Inc. dba X-Celerated Capital Mortgage Solutions, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right uner the Consumer Credit Protection Act.
The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
State Disclosure Requirements:
Mortgage Assurance Inc., DBA BrightPath Mortgage, is registered with Nationwide Mortgage Licensing System (NMLS) Identification No. 177208 (http://www.nmlsconsumeraccess.org) and is licensed in the following states:
Alabama
Consumer Credit License # 21380
Colorado
Mortgage Company Registration # 177208
Connecticut
Mortgage Lender License # ML-177208
Florida
Licensed by the Florida Office of Financial Regulation
Registration #MLD794
Georgia
Licensed by the Georgia Department of Banking and Finance
Registration #24109
Illinois
Illinois Residential Mortgage Licensee
Mortgage Banking (MB) License Number: MB.6760867. NMLS id: 177208.
Mortgage Assurance, Inc
Illinois Department of Financial and Professional Regulation (IDFPR)
James R. Thompson Center (JRTC)
100 West Randolph Street – 9th Floor
Chicago, Illinois 60601
General Inquiry Inquiries: 1-888-473-4858
Division of Banking Direct: 1-844-768-1713
TYY: 1-866-325-4949
Indiana
Licensed by the Department of Financial Institutions created by the Indiana Financial Institutions
Act of 1933 #25820
100 West Randolph, 9th Floor, Chicago IL, 60601 Phone: 888-325-4949
Office of Banks & Real Estate, Mortgage Banking Division 122 S. Michigan, 19th Floor Chicago, IL 60603
Kentucky
Mortgage Company License # MC78949
Louisiana
Mortgage Company License # 177208
Maine
Supervised Lender License # 177208
Maryland
Licensed by the Maryland Commissioner of Financial Regulation
Registration #19706
New Hampshire
Licensed by the New Hampshire banking Department.
Mortgage Banker License # 17410-MB
Minnesota
Licensed by the Minnesota Department of Commerce.
Residential Mortgage Originator License # MN-MO-177208
North Carolina
Licensed by the North Carolina Commissioner of Banks
Registration #L-152941
Pennsylvania
Licensed by the Pennsylvania Department of Banking
Registration #38284
South Carolina
Licensed by the South Carolina Board of Financial Institutions
Registration #MLS-177208 OTN #1
Tennessee
Mortgage License # 111318
Texas
Licensed by the Texas Department of Savings and Mortgage Lending.
Figure: 7 TAC §81.200(c)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Virginia
Licensed by the Virginia Bureau of Financial Institutions: License #MC-5603
NMLS ID: 177208 http://www.nmlsconsumeraccess.org